Guide · Real estate · Prospecting

France's cold-calling ban: how estate agencies still find sellers

Since 11 August 2026, a French agency can only call a private seller who said yes beforehand. Here is the rule read in the text, the exception almost everyone wrongly applies to real estate, the form that is now your legal line, and the channels that take the place of cold calling.

Zakaria El Asri10 min

The uncomfortable fact

The decree's 5-day callback rule is reserved for energy renovation. Estate agencies cannot rely on it.

In short

The short answer

Since 11 August 2026, a French agency may no longer call a private seller who has not given prior consent. Cold calling sellers, known in France as la pige, is over. Sellers still look for an agency, and they start online. The agency that wins is the one they find on Google or in an AI assistant, and that answers fast, with a form that collects consent by the rules.

11 Aug 2026

Prior consent becomes mandatory for telephone canvassing of private individuals

Law n° 2025-594 of 30 June 2025, article 13, Légifrance

1 year

Maximum duration of a consent, with no tacit renewal

Decree n° 2026-662 of 23 July 2026, article R. 223-1

3 years

How long the agency must keep proof of consent

Decree n° 2026-662, article R. 223-2

€75,000

Maximum fine "per call" for an individual, €375,000 for a company

DGCCRF, practical sheet written 27 July 2026

The text

What the law actually says

Article L. 223-1 of the French Consumer Code bans telephone canvassing of any consumer who has not given prior consent. The Bloctel opt-out list is gone: agencies no longer check a refusal list, they must prove an agreement. The one exception that matters for agencies is an ongoing contract with that client, and a call related to that contract.

Law n° 2025-594 of 30 June 2025, in its article 13, rewrote the article. It now forbids canvassing by telephone, directly or through a third party, any consumer who has not first consented to commercial prospecting by that means. The burden of proving consent sits with the professional.

A seller who lists a flat on a portal acts as a private individual, which makes them a consumer under the text. Calling them to offer a mandate means contacting them "with a view to concluding a contract", the definition the DGCCRF uses in its 27 July 2026 sheet. Cold calling sellers is therefore covered, whatever portal the listing came from.

RuleWhat the text requiresSource
ConsentPrior, free, specific, informed, unambiguous, revocable, given by a clear positive actL. 223-1
ProofOn the agency, kept for 3 yearsL. 223-1, R. 223-2
Duration1 year at most, no tacit renewalR. 223-1
HoursMonday to Friday except public holidays, 10am to 1pm and 2pm to 8pmDGCCRF, 27 July 2026
FrequencyNo more than 4 calls in 30 days to the same consumerDGCCRF, 27 July 2026
Contract signed after an unlawful callVoidL. 223-1, last paragraph
Lumyniq reading of the French Consumer Code (version of 11 August 2026), decree n° 2026-662 and the DGCCRF sheet of 27 July 2026.

Agencies underestimate the last row. The Consumer Code states that any contract concluded with a consumer following unlawful telephone canvassing is void. For an agency, that contract is the mandate. MySweetImmo summed it up on 9 June 2026: a disputed mandate means a fragile sale and a threatened commission. The fine is the visible risk. The void mandate is the one that costs a sale.

What almost nobody writes

The 5-day callback trap

Decree n° 2026-662 allows calling back a consumer who asked for information, within five working days. That exception, in article R. 223-4, is written for energy renovation and for adapting homes to old age or disability. It does not cover estate agencies. To call a seller back, an agency needs their consent.

Article R. 223-4 opens with a qualifier that settles the question: it applies "for the application of the fifth paragraph of article L. 223-1". That fifth paragraph is the one that bans canvassing outright for energy renovation and home adaptation. The decree's explanatory note, published in the Journal officiel of 25 July 2026, says the same: consumers may be called at their express request for those products and services, provided the callback happens quickly.

The DGCCRF sheet of 27 July 2026 files this callback under the question "In which fields is telephone canvassing totally banned?". Agencies that read "callbacks within five days are allowed" in a summary and apply it to their valuation requests are relying on an exception that does not concern them.

The consequence is concrete. A seller who fills in a "get your home valued" form does not automatically agree to be called. What makes the call safe is what the form contains, which is the next section. We are not lawyers: have your form checked by your legal adviser or your trade body.

In practice

The valuation form, your legal line

The decree lists five pieces of information to give before collecting consent: who will call and why, the choice to accept or refuse, the duration, the right to withdraw, and access to the proof. If one is missing, the consent is worthless. A pre-ticked box, or simply continuing to browse the site, is not consent.

The five items of article R. 223-1, applied to a valuation form:

  • Who and why. The agency's name and the purpose, for example "to call you about the valuation and sale of your property".
  • The choice. An empty checkbox the seller ticks themselves. They must be able to send the valuation request without ticking it.
  • The duration. Stated plainly, one year at most. You can offer less.
  • Withdrawal. How to withdraw consent, by means no harder than giving it. The decree states that an oral withdrawal during a call counts.
  • The proof. A statement that the seller can obtain proof of their consent. Online access is allowed, without forcing them to create an account.

Two technical duties follow. The agency must archive, for three years, the text shown, the date and time of consent, and the agreed slot if the call falls outside legal hours (article R. 223-2). And the new article L. 223-2 requires informing anyone whose phone number you collect that commercial calls require their consent. A CRM that timestamps the checkbox and stores the exact wording does this work; a shared spreadsheet does it badly.

Alternatives

The channels still open for finding sellers

The law targets telephone calls to private individuals. Still open: inbound requests through your website, addressed mail, door-to-door, professional referrers such as notaries and property managers, and clients under an ongoing contract. Each has its own rules and its own pace. None replaces cold calling one for one.
ChannelStatus since 11 August 2026What it takesSpeed
Inbound requests (website, online valuation)Open, calls allowed with collected consentA site people find, a compliant form, a fast replySlow to build, then steady
Visibility in AI assistantsOpenPages that answer real questions, a consistent identitySlow, not guaranteed
Addressed mailOutside the telephone textA lawful list, a right to object, a cost per letterImmediate
Door-to-door, leafletingOutside the telephone textTime in the fieldImmediate
Referrers (notaries, property managers, assessors)Business to business, outside the Consumer CodeA real relationship. GDPR: information and right to objectSlow, then lasting
Clients under an ongoing contractException in L. 223-1A call related to the contractImmediate, limited volume
Prospecting email or SMS to a private individualAlready consent-based (L. 34-5 CPCE)Prior agreementNot applicable without consent
Lumyniq summary, October 2026. Speeds are qualitative: no public source measures the yield of these channels for French agencies.

Mail and referrers deserve a note. Mail works if the list is lawful and targeted, for instance properties whose energy rating will restrict letting. Referrers work if the relationship is real and maintained. We cover what lasts in our guide on the data an estate agency should own.

The main channel

Sellers start online. That is where they must find you.

A seller who no longer gets calls goes looking. They type a question into Google, or ask an assistant such as ChatGPT. The agency they find is the one they contact, and that contact opens the way to valid consent. Local search and visibility in assistants become the new cold calling.

The work has little to do with a shop window. A site that brings in sellers answers the questions they actually ask in your area: price per square metre on their street, the time sales take, what the energy performance certificate changes for their property, which documents to prepare. One page per question, answered in full, with your own figures. A three-paragraph "estate agency + town" page answers none of them.

Assistants add a constraint. Google documents a "query fan-out" mechanism: its AI answers split a question into several searches before responding. A page that fully answers one sub-question has a chance of being used. We wrote a whole guide on this, how to make an estate agency visible in ChatGPT, covering what an agency controls and what no provider can sell it.

One last point, often missed: inbound demand is lost when nobody answers. A seller who fills in a form at 9pm on a Tuesday may fill in three more that evening. The agency that replies first, in writing and then by phone once consent is there, gets ahead.

Time freed up

Giving the field back to the agent

Cold calling took hours every week. That time can go to the field: valuations, viewings, seller meetings. Provided admin does not swallow it again. AI agents now handle the instant written reply, follow-ups, viewing reports and data entry in the agency software, under the agent's control.

In practice, four tasks delegate well. Replying to a valuation request in writing within a minute, with the first questions about the property. Writing the viewing report from the agent's notes and sending it to the seller. Following up with buyers after a viewing. Updating the transaction software, which otherwise happens late at night or not at all. We detail what holds up in production in the five AI automations that hold up in an estate agency.

An AI agent that places calls itself is still bound by the canvassing rules, and the CNIL already requires consent for prospecting private individuals with automated calling. We cover that case in our guide to AI phone receptionists and outbound calls. The best return lies elsewhere: an instant written reply, then the agent's own call once the seller has said yes. That is the journey we build in the intelligent CRM for real estate.

Limits

What these alternatives do not fix

None of these channels replaces cold calling overnight. Search visibility takes months. Consent expires after a year. And an agency nobody mentions online will not be recommended by an assistant, whatever work goes into its own site.

Time. A site that attracts sellers is built page by page. Nobody publishes a reliable timeline, and a provider promising a precise one is selling a guess. Mail and fieldwork cover the transition.

Expiry. A one-year consent is not a permanent list. A seller who has not sold within the year must agree again before another call.

Material. An assistant recommends what it has read about. If your agency is mentioned nowhere but its own site, the levers are outside it: local press, real reviews, partners.

The law. This page reads the texts as of 9 October 2026 and is not legal advice. The first sanctions and case law will settle the grey areas, notably calling back a seller who asked to be contacted without ticking a box.

Method

In what order

Get compliant first, then capture demand, then free up time. The first two steps take a week. The rest needs steady work over several months.
  • Step 1, stop calls without consent. Cold calls and follow-ups to old lists without proof of consent all stop, including at providers who call on your behalf.
  • Step 2, rebuild the form. The five items, an empty checkbox, timestamped archiving for three years.
  • Step 3, reply within a minute. A useful written acknowledgement for every request, at any hour.
  • Step 4, write the pages sellers look for. One local question per page, answered in full.
  • Step 5, start mail and referrers. To cover the period while the site builds up.
  • Step 6, delegate the admin. Reports, follow-ups, data entry, so the time saved goes to the field.

For the overall picture of AI projects in the sector, see our guide on AI in real estate, and for who does what on the market, our comparison of AI providers for real estate.

FAQ

Frequently asked questions on the end of cold calling

Calling a private individual who is selling their home, without their prior consent, has been banned since 11 August 2026 by article L. 223-1 of the French Consumer Code, rewritten by law n° 2025-594 of 30 June 2025. Spotting private listings is still allowed. The ban is on the phone call without consent, whatever portal the listing came from.

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Sources

Links verified at publication. Regulatory texts change — always defer to the official source.

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